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Annual ReportFor over 21 years, Light Commerce Credit Union has been committedto helping our members build strong financial foundations and reachtheir goals with confidence. As a trusted financial partner, we takepride in offering personalized service, community-focused values,and products designed to meet real-life needs.Whether you're looking to save, spend, or borrow wisely, we offer avariety of services to support you%u2014from savings and checkingaccounts to auto loans, personal and secured loans, and creditcards. We also provide financial counseling to help guide you on yourjourney toward financial freedom. Whatever stage you%u2019re in, LCCU ishere to walk with you every step of the way.Our Credit Union counter is open to serve you after Sunday Services. It's the perfect time to ask questions, make deposits, or open a newaccount with someone you trust. To our members, staff, andincredible volunteers: thank you. Because of you, we are not justgrowing %u2014we%u2019re thriving. Together, we%u2019ll continue to navigate theever-changing financial landscape with excellence, care, and apurpose-driven heart. Here%u2019s to 2025%u2014our Year of Purpose.LCCU 24 01INTRODUCTIONS